Is Viking Travel Insurance Worth It? Here’s What You Need To Know

When planning a trip, one of the most important things to consider is travel insurance. It provides peace of mind and financial protection in case of unforeseen circumstances. Viking travel insurance is a popular choice for travelers, but is it worth it? Let’s take a closer look at the pros and cons of purchasing Viking travel insurance.

Is Viking Travel Insurance Worth It? Image Courtesy (Travelersplans)

The value of Viking travel insurance, or any travel insurance for that matter, depends on your individual needs and circumstances. If you’re planning a trip with Viking, their travel insurance may be a good option to consider. It protects your investment and provides peace of mind.

Things To Consider Before Choosing Viking Travel Insurance

When considering whether Viking travel insurance is worth it for you, here are some factors to consider:

• Protect your investment: Travel insurance safeguards your money in case you need to cancel or cut short your Viking cruise or tour unexpectedly.
• Cover medical expenses: Travel insurance helps if you have pre-existing medical conditions or are traveling to a place with expensive or limited medical facilities by covering medical costs and emergency evacuation.
• Handle risks: Travel insurance provides coverage for trip cancellation or interruption caused by high-risk factors like natural disasters, political unrest, or other potential hazards at your destination.

Trip Cancellation Travel Insurance

Trip cancellation insurance covers cancellation due to unforeseen circumstances. Reasons for cancellation include illness, injury, death of a family member, or a natural disaster. Non-refundable expenses like airfare, hotel accommodations, and tours may be reimbursed. The policy may also cover rescheduling if you need to postpone your trip due to a covered reason. Covered reasons for cancellation may vary and not all reasons may be covered. Review policy details carefully and talk to your insurance provider to understand coverage. Trip cancellation insurance can be purchased alone or as part of a comprehensive travel insurance policy.

Benefits Of Viking Travel Insurance

However, in general, travel insurance policies typically offer a range of benefits, such as:

1. Coverage for medical expenses incurred during your trip.
2. Emergency medical evacuation and repatriation to your home country.
3. Reimbursement for trip cancellation or interruption due to covered reasons, such as illness or injury.
4. Coverage for lost, stolen or damaged baggage and personal belongings.
5. 24-hour assistance services for emergency travel and medical assistance.
6. Coverage for travel delays, missed connections or trip disruptions.
7. Accidental death and dismemberment coverage.
8. Protection against financial default of your travel supplier, such as a tour operator or airline.
9. Rental car collision coverage.
10. Coverage for sports and adventure activities, such as skiing or scuba diving.

What Is Cruise Insurance

Cruise insurance is a type of travel insurance that protects you during your cruise vacation. It covers issues such as trip cancellation or interruption, medical expenses, lost or stolen baggage, and emergency medical evacuation. Additional benefits may include 24/7 emergency assistance, concierge services, and travel assistance services. Cruise insurance policies can vary widely in terms of coverage and cost. Before purchasing cruise insurance, review the policy details and talk to your insurance provider to ensure you have the coverage you need.

What Does Viking Cruise Insurance Cover

Viking Cruise Insurance typically covers a range of benefits, such as:

1. Trip cancellation or interruption coverage for unexpected events such as illness or injury.
2. Medical expense coverage for sickness or injury that occurs during the trip.
3. Emergency medical evacuation and repatriation services to transport you back to your home country for medical care.
4. 24-hour emergency travel and medical assistance services.
5. Baggage and personal effects coverage in case of loss, damage, or theft.
6. Travel delay coverage in case of unexpected travel delays or missed connections.
7. Trip interruption coverage in case of unexpected interruptions due to unforeseen circumstances.
8. Accidental death and dismemberment coverage.
9. Rental car damage coverage.
10. Protection against financial default of your travel supplier, such as a tour operator or airline.

In conclusion, Viking travel insurance can provide valuable protection and peace of mind for your trip. Consider your individual needs and circumstances, and review the policy details to ensure you have the coverage you need. Happy travels!